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LegalShield MLM Review | Another MLM Ugly Truths Exposed!

Welcome to my LegalShield’s unbiased review, my friend!

Chances are, You’ve come across LegalShield’s official website that offers affordable legal services that you’re planning to give it a shot.

Or, you might be invited by your homies to join LegalShield and earn lucrative commissions by marketing their services, am I right?

But you’re not sure is LegalShield legit or not, since the word “legal” is not a sexy word for most people, and their services and business opportunity just sounds too good to be true.

Whatever reasons that bring you here, I must thank you for taking your precious time to click on this page and read this review.

It’s good for you to do your research before buying into any “seemingly good” product/service because it’s the exact way to avoid the potential scam and find a legitimate way to make money online.

Rest assured, I’m also not associate with LegalShield, so I won’t pitch you to buy any products from the company.

But, if you’re already joined their service. Then, I think you’ll need my unbiased review on the company, and consider whether you should continue their service or quit ASAP.

Without further ado, let’s get started!

Table of Contents

Company Overview

LegalShield review - Logo of LegalShield

Company Name: LegalShield

What’s It About: Legal Service MLM company

Joining Fee: $99  for Associate’s Fee + $19.95/month for Legal Advantage
$249 for Associate’s Fee with free 1 Year Legal Advantage worth $240

Owner/Founder: Harland Stonecipher


Summary: The good news is LegalShield is a legit legal service MLM that has been operating for more than 40 years. If they’re a scam, they should be shut down by FTC a long time ago. However, I would not recommend you join their MLM program because their compensation plan is not as promising as you think. They make it difficult to make any real money. For sure, I have proof of that!

Overall SCAM Rating: 30/100 (Safe)

Recommended: NO

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What Is LegalShield?

Based in Ada, Oklahoma, LegalShield is a multi-million MLM company founded by Harland Stonecipher in 1972, and Jeff Bell is the current CEO.

LegalShield doesn’t always have this name. They’re formerly “Pre-Paid Legal Services” before the rebranding.

The goal of LegalShield is to provide affordable legal services to everyone from small businesses to individuals. Their subscription fee is as low as $19.95 per month.

Almost 50 years in the business, LegalShield has expanded its business to more than 49 US states and 4 Canadian provinces, with over 1.7 million active members.

You can learn more about this company in the short video below.

I don’t know how you think about the video. But from my standpoint, as a consumer, I was quite impressed as they’ve smartly used the marketing tricks to “hook” my attention and trigger my curiosity in buying into their service.

LegalShield Product Line

LegalShield has three membership plans for their customers, as shown in the figure below.

LegalShield review - LegalShield Membership Plan

Here’s how LegalShield describe their services in a few sentences:

“Instead of paying a lawyer expensive hourly fees, you pay a small monthly fee and get access to experienced attorneys that can help you with any legal issue. With LegalShield, you get legal help, not a huge legal bill.”

They have a network of almost 7,000 independent attorneys in the United States and Canada who’s ready to assist you in any “legal events.”

You can get all kinds of legal assistance after sign up with them, but the level of service desired will vary for each membership plan.

Their legal assistance is concerning:

  • Landlord / Tenant
  • Finance
  • Traffic
  • Estate Planning
  • Real Estate
  • Employment
  • Collection
  • Family Law
  • Civil Litigation
  • Criminal

Customer Reviews on LegalShield


LegalShield review - Customer reviews on LegalShield, as seen on Facebook.

Consumer Affair

LegalShield review - Customer reviews on LegalShield, as seen on Consumer Affair.

Better Business Bureau (BBB)

LegalShield review - Customer reviews on LegalShield, as seen on BBB.
As you can see from the screenshots above, the customer reviews on LegalShield across those public platforms are inconsistent.
They get excellent customer reviews on their FB, but when you take a look at their Consumer Affair and BBB profile, the customer reviews are not that great.
From what I’ve noticed, the 2 common causes of negative customer reviews are because of their problematic cancellation process, and the quality of service is not as good as LegalShield promised.
Here’re some proofs to support my claim:
LegalShield review - Customers' negative reviews on LegalShield
LegalShield review - Customers' negative reviews on LegalShield
Most of the customers are complaining LegalShield for charging their money without valid reasons even after they canceled their subscription.
And some of them are complaining LegalShield is not providing quality of service they deserved, and they even suspect the professionality of the attorneys.

How To Join LegalShield And Make Money?

And now comes the most exciting part: How can you make money with LegalShield?
As you might know, most MLM companies make their compensation plan sophisticated and hard-to-understand. 
I’ll try my best to summarize everything and show you how you can take part in their MLM program and make money.
Here’s an image showing the overall process. 
How you can make money with MLM

1. Get Started With LegalShield – The Joining Fee

If you look at my other reviews on typical MLM companies, like MelaleucaColor street, and Hempworx, all have one thing in common: 

You’ll need to pay a joining fee before you’re qualified to be their associate and make money with their MLM system. 

LegalShield has no different here.

To be their associate and earn commissions, LegalShield has two enrolment packages for you.

1. Option 1: $99  for Associate’s Fee + $19.95/month for Legal Advantage

2. Option 2: $249 for Associate’s Fee with free 1 Year Legal Advantage worth $240

You’ll get the same business and marketing kits in these two packages. 

The only difference is the second option is equal to paying your monthly fee upfront for one year to save money.

2. The Ways You Can Earn Commissions

Like I said earlier, most MLM compensation plans are very complicated and hard to understand.

Hence, there’s no point for me to go into every detail of LegalShield’s compensation plan as that’ll bore you and “put you to sleep faster than a sloth on Ambien.”

Instead, I’ll only briefly explain the commissions and cash bonuses that you can earn from the company.

Overall, there’re 4 main ways to make money with Monat Global.

Personal Sales

You can earn a percentage of commission whenever you on each membership you sell, which varies by your ranking.

The higher your ranking, the more commission you’ll be getting on every sale you make (up to $182.50 on each purchase)

Team Commission

You can earn residual commissions from the sales made by your downline team.

And the same concept applied here, the bigger your downline team, the higher you’ll be ranked on the leader board. And hence, the more commission you’ll be receiving.

Renewal Commission

Every time your customers agree to renew their memberships, you’ll earn a percentage of commission from each renewal.

Other Bonuses

You can earn special bonuses when you sell a certain number of memberships in a given period.



I have explained how you can get paid from their compensation plan in plain language. Don’t worry if you’re still confused about what it means because this is not the most crucial part.

I think the things that you need to take concerned are the reasons why I don’t recommend LegalShield. More on that in the coming chapter.

If you wish to know more about their MLM program, I’ve found a short video that explained it in great detail. Feel free to check it out👇

3. Leverage Income Potential by Building A Downline Team

As the title said, the final step you should do is keep recruiting members into your MLM network and get promoted across their MLM leaderboard to qualify for more commissions.

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3 Reasons Why I Don't Recommend LegalShield

1. Low Income Potential

The screenshots below are the highlights that I captured from the 2018 LegalShield’s income disclosure.

LegalShield review - LegalShield has about 1.6% active members who've made at least one sale per year.
LegalShield review - Approximately 76% of all LegalShield's active members across are making less than $1,000 in 2018.

As you can see from the statement above, LegalShield itself reveals the truths about how meager is their income potential.

  • Among those LegalShield’s 1.6% active members, approximately 76% of them are making less than $1,000 in 2018.
  • Plus, LegalShield also stated that their average annual earnings for associates with 0-2 years of experience were only $504 in 2018. 


LegalShield review - 2018 LegalShield's income disclosure

If we take a look at the 2018 LegalShield’s income disclosure from a bigger picture, you will know that earning money from LegalShield is more challenging than you think. It would probably take you years to hit the $10k/year mark.

From all the analysis above, LegalShield’s compensation plan is not that promising, and there’s a significant risk for you to end up losing money.

2. You Might End Up Doing What You Don’t Like

You’ve to understand that you’re acting like a middle person who sells legal services to other people once you joined LegalShield.

If you’re not constantly improving your legal & laws knowledge, which is essential, your closing rate might be very low because no one will trust your services.

So, if you hate memorizing laws or it’s not your interest, I suggest you forget about it becausecyou might end up doing what you hate, just to make money!

3. History of Lawsuits

Back when LegalShield was still Pre-Paid Legal, they’ve troubled in some legal issues.

Here’s the list of lawsuits against them:

2001 – Pre-Paid Legal Services was sued for using prohibited income representations to promote their multilevel marketing program

2005 – Pre-Paid Legal Services lost a case related to deceptive advertising and fraud. They agreed to pay $9.9 million in punitive damages.

2007 – The FTC began investigating Pre-Paid’s marketing, saying it was misleading.

Even though these are old lawsuits, it still makes me wonder about the company’s business operation.

Besides these lawsuits, there’re numerous customer complaints on BBB and Consumer Affair also can prove that there’s a problem with their services.

And what’s so funny is that a company that provides legal services always finds itself in legal trouble. 

What Do I Like About LegalShield?

You Don’t Need To Worry About Inventory.

Unlike other MLM giants that sell multiple retail products like Melaleuca, Be International, and Beachbody, LegalShield is a service-oriented MLM company. 

Therefore, you don’t have to worry about inventory issues.

Affordable Price

It’s undoubtedly to say that the price of legal services offered by LegalShield is much lower than the market price.

Other legal firms are charging such services for hundreds or even thousands of dollars.

However, the quality of the service is still the major downside of LegalShield.

I don’t know you, but I rather spend a few more bucks and receive excellent quality service.

Long History & Excellent BBB Rating

LegalShield has been in the business for more than 40 years. They also hold an A+ rating on BBB, which means that they’ve tried their very best to help customers resolve their issues and provide them with great service.

You can see the LegalShield support team has replied to every customer complaint filed on their BBB profile.

So, Is LegalShield A SCAM?

Now comes the most crucial question: Is LegalShield A SCAM?

After hours of research, I can say that LegalShield is not a scam.

They meet all the requirements of all the criteria of a legit MLM company. They sell legit services and laid out every detail of their compensation for people who’re interested in earning a commission from.

But, if you ask me if I would recommend their services and business opportunity, my answer to you is: “NOT REALLY.”

First, with most things in life, you get what you pay for, and LegalShield is no different. The quality of legal services you could reasonably expect to receive for just $20 per month is relatively low. This can be easily proven by those customer complaints.

Second, you’re wasting your time deciding to make money with LegalShield because it might take a long time for you to see results, as I said earlier.

But if you’re going into the MLM industry to reap the maximum benefits, There are better alternatives, and LegalShield is not one of them.

Even if I say so, the choice is still yours. There’re no right and wrong answers for you to decide which business you want to get involved.

However, you should do some planning and calculation in advance to see if that business opportunity is worth your time and money or not.

You Deserve A Better Opportunity

Kudos to you! You’ve just read 1600+ words and still counting. If you make it this far, I commend your commitment.

Meanwhile, I can also feel how serious you’re when it comes to finding a proper way to make money from home.

As you might know, MLM is a flawed business model.

For sure, there’re still people who make a good amount of money with MLM. But it often represents a tiny group of people who joined the program early.

That said, it’s challenging for people who’re BOPs (bottom-of-pyramid) to make some serious dough because they’re running out of people to “recruit”.

MLM Unilevel Compensation Structure

Instead, Affiliate Marketing is my top recommended business model for anyone to make money from home.

The reason is simple…

Advantage 1: No Recruitment Needed

  • You don’t need to “chase” after people and talk them into MLM opportunity where most people lose money.

Advantage 2: Freedom of Choice

  • You can promote any products you love and not be restricted only to promote the products from one MLM company.

Advantage 3: Low Startup Cost

  • Unlike MLM, where you’ll need to pay a pricy introductory fee to join, it takes little to no startup cost to kickstart your entrepreneurial journey in Affiliate Marketing.

You might think I’m biased, but I’m just telling the truths…

If you are sick and tired of MLM and “Biz Opp” Scams, click the “Learn More” button to discover my top recommended learning platform that can help you turn your passion into profits with Affiliate Marketing!

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Zac Phua

Zac Phua

Phua is an internet business enthusiast who loves to talk about online business ideas, affiliate marketing tools, tips, and other sources of income available on the internet. He launched and use it as a resource center where he can share his thoughts and experiences to benefit any newbie who wants to learn more about internet marketing.

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6 thoughts on “LegalShield MLM Review | Another MLM Ugly Truths Exposed!”

  1. Legal Shield does have a great video. You were right, their sales pitch sounded great.  I do know that people make money with MLM marketing, it was just difficult for me to make much more than what I used of the product.  The percentage of people making money is surprising.  

    Even though they are apparently a legal company with a way that can make money, there is something about trying to see the product that causes issues.  There can’t be that many bad salespeople like me in the membership,  So thank you for the warning.  it is easier to move on to one that has a better success rate to work with.  Working online is a skill that has to be learned, and I had rather learn what others have found, I don’t need to reinvent the wheel. I just want to help people and earn money online. Sami

  2. In-depth, well-laid out and thoroughly researched article. I commend the author and recommend that potential buyers of the service read the article.

    My first impression of the company is that its business model is a weird juxtaposition of sober legal company and riff-raff cowboy pyramid scheme. I simply don’t expect my legal representatives to involve themselves in mass internet marketing. Sobriety, probity and professionalism are the words I want most associated with any legal firm with which I do business.

    It seems that more people than not are out to make money at any cost, and they don’t seem to care what happens to the poor unfortunates who fall into their clutches.

  3. Hi there, I am not a fan of multilevel marketing companies as it is almost impossible to make money with the business model. Most of them encourage you to recruit and earn from your downline, which is also difficult. 

    Legal Shield sounds as bad as the othe MLM companies that I have come across. Thank you for the warning to stay away from them. 

    1. Thanks for your comment, my friend!

      In fact, I’m also not a fan of MLM, not because it’s illegal or not profitable, but because of all the restrictions and the expensive costs involved.

      Instead, Affiliate Marketing is my top recommended business model for anyone to make money online.

      The reason is simple…

      – You don’t have to recruit anyone to make money

      – You have the freedom to promote any products you want and not being restricted to only promote the products from one MLM company

      – It’s Free to get started

      That’s why I always prefer affiliate marketing to every beginner who wants to learn to make money online.

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